Zero Deposit Car Finance Auckland, NZ | NZ Motors Ltd

We Provide Online & Onsite Finance

We offer quick & easy, competitive vehicle financing through NZ MOTORS LTD, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At NZ Motors we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

avanti finance

Nz Motors can provide you with:

A range of interest rates and finance terms

Repayments to suit your budget

Full disclosure around how repayments are calculated

Ability to use your trade as your deposit

Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you

Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

Easy $0 Deposit Finance


    Your Details

    First & Last Name *

    Date of Birth (DD/MM/YYYY) *

    Mobile Number *

    Mobile Number - Please Re Enter To Confirm *

    Email Address *

    Drivers License Number *

    License Expiry Date (DD/MM/YYYY) *

    Version No. (5B) * This is the 3 digit number labelled 5b on your NZ Drivers license

    Upload a photo of your drivers license (front/back)

    Next of Kin (family member/friend)

    First & Last Name *

    Mobile Number *

    Price of the vehicle you want to finance *

    Living Situation

    Current Address *

    How Long Have You Lived There (Years & Months) *

    Previous Address *

    How Long Did You Live There For (Years & Months) *

    Do You Have Any Children Under The Age Of 18? *

    Martial Satus *

    Accomodation Status *


    Residency Status *


    Current Employer (Company's Name You Work For) *

    What is your occupation? (Job Title) *

    Employment Type *


    Work Address (Street Name) *

    How Long Did You Work There For (Years & Months) *

    Previous Employer (Company's Name You Used To Work For) *

    Previous Job Address *

    How Long Did You Work There For (Years & Months)

    Income & Expenses


    Wage / Salary

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    Benefits / Working For Families

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    Other Income

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    Debt Payments

    Credit Card / Store Card

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    Home Loans

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    BNPL or PayDay Loans

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    Hire Purchase

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    Personal Loan

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    Winz Repayments

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    Fixed Financial Commitments


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    Child Support

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    Tithing & Donations

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    School Fees

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    Rates / Body Corporate

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    Living Expenses


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    Petrol / Travel

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    Utilities (Power, Internet, Phone, etc)

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    Savings / Super Annuation

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    Gym Memberships

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    What Is Your Past Credit Like? (Good, Bad) If Bad Please Explain What For *


    How did you hear about us?

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